Binance Launches Institutional Loans Featuring USDT Collateral and 4x Leverage
Binance has introduced a new Institutional Loans product, offering verified corporate clients the ability to leverage up to 4x with cross-collateralized credit. This innovative solution is designed for high-frequency and institutional traders who require rapid liquidity without the need to consolidate assets across multiple accounts. The platform supports over 400 collateral assets, including major cryptocurrencies like BTC, ETH, USDT, USDC, and SOL. Notably, the option for zero-interest loans adds flexibility for institutional players. This move is expected to enhance liquidity in the crypto markets and provide more efficient capital utilization for large-scale traders. The inclusion of stablecoins like USDT as collateral underscores the growing role of dollar-pegged assets in institutional crypto finance. As of July 2025, this development marks another step in Binance's expansion of professional-grade financial products for the digital asset ecosystem.
Binance Introduces Institutional Loans with 4x Leverage and Zero Interest Options
Binance has rolled out Institutional Loans, a cross-collateralized credit product designed for verified corporate clients. The offering allows borrowers to leverage up to 4x against multiple accounts without asset consolidation, targeting high-frequency and institutional traders seeking rapid liquidity.
The platform supports over 400 collateral assets, including major tokens like BTC, ETH, USDT, USDC, SOL, and BNB—all exempt from haircut ratios for enhanced borrowing capacity. Loans range from 1 to 10 million USDC or USDT, with funds instantly deployed to dedicated margin accounts for trading across Binance's futures and margin markets.
Unique to this product is the ability to pool collateral from up to ten sub-accounts, coupled with an interest rebate program that can reduce borrowing costs to zero. The MOVE underscores Binance's push to capture institutional flows by addressing capital efficiency needs in volatile crypto markets.
Aptos Ranks #2 in Native USDT Activity Amid $30B+ Stablecoin Volume Surge
Aptos has cemented its position as the fourth-largest layer-1 blockchain by net circulation of native USDT, with volumes exceeding $30 billion. The chain now holds approximately $830 million in USDT, complemented by USDC and USDe integrations, creating a robust multi-stablecoin ecosystem.
User adoption metrics are equally striking—Aptos claims 1.1 million monthly active addresses for USDT transactions alone, securing its place as the second-most active chain for stablecoin activity. This growth persists despite APT's 5.2% price dip to $4.54, with technical analysis suggesting a corrective ABC pattern following a completed five-wave impulse.
The Yellow Card partnership could prove catalytic. By enabling USDT-based cross-border payments across Africa, Aptos taps into a high-growth remittance corridor—a strategic move that may reignite bullish momentum toward the $7 resistance level.
Shiba Inu (SHIB) Leads in Centralization Amid Mixed Market Signals
Shiba Inu has emerged as the most centralized among major cryptocurrencies, with its top 10 wallets controlling 62% of the circulating supply—surpassing even Tether (51.8%) and ethereum (49%). This concentration of ownership contradicts crypto's foundational decentralization ethos and heightens vulnerability to price manipulation.
Despite a 4,000% surge in token burns and steady outflows from exchanges—factors that typically signal reduced sell pressure—SHIB's price continues to decline. Santiment warns retail traders that such whale-dominated assets carry elevated risks of sudden dumps or artificial price movements.
The meme coin now faces a paradox: while its community-driven burn mechanism demonstrates organic engagement, the lopsided distribution of tokens creates structural instability. Ethereum and Pepe trail SHIB in centralization at 49% and 39% respectively, though all three raise questions about decentralization in practice.
